Accessing Your Super for Dental Treatments and Dentures
Dental treatments and dentures can be costly, but everyone deserves access to essential care for their health and wellbeing. If you require dental work or dentures but are concerned about the expense, you may be eligible to use your superannuation to cover the cost.
In Australia, individuals can apply for early access to their superannuation under compassionate grounds, which includes both dental procedures and dentures necessary for overall health.
Superannuation Can Cover Both Dental Work and Dentures
Many people are unaware that early super release applies to both dental treatments and dentures. Whether you need general dental work, extractions, implants, or a full or partial denture, you may be able to access your superannuation to help cover the cost.
At Kogarah Denture & Dental Clinic, we assist patients with superannuation access for:
– Essential dental treatments (including extractions, crowns, and implants)
– Urgent dental procedures
– Dental and denture work necessary for health and wellbeing
Who Can Access Super for Dental or Denture Work?
The Australian Taxation Office (ATO) permits early superannuation access for dental and denture procedures under compassionate grounds. If you are experiencing pain, difficulty eating, or other dental health concerns, you may be eligible to apply.
To qualify, you typically need:
– A supporting letter from a dentist confirming the necessity of the procedure
– Medical evidence (if required)
– A completed application submitted through the ATO
How We Help You Access Super for Dental and Denture Treatment
At Kogarah Denture & Dental Clinic, we partner with SuperCare, a third-party service that assists patients with the early super release process. Their team helps with the paperwork and streamlines the application to improve approval chances, ensuring you can access your superannuation for dental or denture work without delays.
Our process includes:
- Assessing your eligibility for super release based on your dental or denture needs
- Helping you gather the required documents, including dentist reports
- Connecting you with SuperCare to assist with the application
Book a Consultation Today!
If you need dental work or dentures and want to find out whether you qualify for early superannuation release, our team is here to help. We can answer your questions, assess your eligibility, and guide you through the process.
Call us today or book an appointment to get started.

Patient Reviews
Don’t take our word for it, see what our patients had to say about their experience
EXCELLENT Based on 248 reviews Mr Broburger29 April 2025Trustindex verifies that the original source of the review is Google. I was thoroughly impressed with George and his team . His detailed explanations and precise approach to the procedure led to outstanding results. The support staff were not only friendly but also highly efficient. Having had three dentures before, I’m finally relieved to be able to eat and look normally again. Jack Derrick29 April 2025Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I had a wonderful experience at Kogarah Denture and Dental Clinic, the best denture and dental clinic in Sydney! The staff were friendly, and the team was very skilled and knowledgeable. The dentures fit perfectly and look extremely natural. Their attention to detail is impressive and won’t stop until it’s 101% perfect. I highly recommend George, Maria and the team for excellent results cause they truly care! I’m very happy with the treatment I received . The reception staff are so kind and accommodating and it feels like nothing is too much trouble. The dentist Dr Victor did an amazing job with my tooth extraction. I’m very nervous about dental treatment but he put me at my ease, explained the whole process and made it as painless as possible. The denture specialist George made my denture and you can’t even tell and feels so comfortable. I can’t recommend the team here more highly. Connor Atkins28 April 2025Trustindex verifies that the original source of the review is Google. I recently visited Kogarah Denture and Dental Clinic and I cannot express how impressed I am with the entire experience! From the moment I walked in, the friendly staff greeted me with warm smiles, making me feel right at home. The waiting area was clean, comfortable, and well-organized, which instantly put my nerves at ease. George and Victor are nothing short of amazing! They took the time to thoroughly explain my treatment options and answered all my questions with patience and clarity. I appreciated how they prioritized my comfort during the procedure, ensuring that I felt no pain whatsoever. The level of professionalism and expertise displayed was truly commendable. Overall, my experience George and the team, exceeded my expectations. I highly recommend this dental practice to anyone looking for top-notch care in a welcoming environment. I will definitely be returning for my next appointment! Ari El28 April 2025Trustindex verifies that the original source of the review is Google. I had an exceptional experience at Kogarah Denture and Dental Clinic! The inviting atmosphere and the professionalism displayed by the entire team truly left a lasting impression on me. George's skill is unmatched. He was remarkable and made me comfortable and ease during the entire process. Maria was incredibly helpful and provided excellent guidance throughout my visit, making everything straightforward with appointments, payment and any questions I had. Dr. Victor delivered thorough and attentive dental care, clearly explaining each detail of my treatment. I highly recommend Kogarah Denture and Dental Clinic to anyone seeking the best quality dental care. If I could give a higher rating than 5 stars I would!!! Thank you all for making my visit so positive! claire Southall24 April 2025Trustindex verifies that the original source of the review is Google. George and Victor were amazing. They treated my mum from the UK and made her feel so relaxed and welcome. She is so happy with her new plate - and it looks better than ever before! Thank you Kogarah Denture and Dental Clinic you were amazing and I thoroughly recommend you Charli Stamoulis16 April 2025Trustindex verifies that the original source of the review is Google. I had an exceptional experience at Kogarah Denture and Dental Clinic, easily the best in Sydney! After years of avoiding the dentist, I was understandably anxious, especially given my previous negative experience at another clinic. However, as soon as I walked into this clinic , I felt completely at ease and appreciated. The staff took the time to thoroughly explain everything, making sure I was well-informed throughout my treatments. George, Maria, and the entire team truly excel in their roles. I highly recommend this clinic to anyone who feels nervous about dental visits, as well as to those seeking honest, accurate advice for optimal results. I will definitely be encouraging everyone I know to visit this clinic for either dental or denture care! Thanks to the entire team 🙏🙏 Snezana Babic27 March 2025Trustindex verifies that the original source of the review is Google. Higly recommend!!!! I have lots of anxiety about going to the dentist. After the visit I have been advocate😁. Dr George and doctor Victor were amaizing.This has to be the best place ever! I feel like I have know everyone there for years and they truly make you feel comfortable.I would give 10 stars if it would let me! SNEZANA jeffery wainohu26 March 2025Trustindex verifies that the original source of the review is Google. Amazing work by George, Maria and the Team at Kogarah Denture & Dental Clinic. I can't speak highly enough of the care and service I received, not to mention the smile I have now. Thank you so much! SS Pest Control26 March 2025Trustindex verifies that the original source of the review is Google. George & Maria and the team at Kogarah Denture & Dental Clinic are amazing, they truely went above and beyond to deliver. I'm really over the moon with my new smile, George is a master in Dentistry, and the experience overall has been painless and easy, great reminders so you don't forget, and just good caring people. if your shopping for a reputable denture clinic, i would implore you to try Kogarah Denture & Dental Clinic first, you will not be disappointed. I had a miss aligned Denture from another Clinic (i won't say where) but they never came close to George. thanks again to George, Maria and the team at Kogarah Denture & Dental clinic. MarTh BV20 March 2025Trustindex verifies that the original source of the review is Google. Great experience!! Thank you so much Dr George for making my smile back again. Lovely Team you have there. Highly recommended!!!! Thank you too, Maria.
Superannuation Payments FAQs
All Australian citizens and permanent residents may apply for early super release on compassionate grounds to cover medical or dental treatments.
Yes, you can use your super to pay for eligible dental treatments. Our team can assist you in the application process.
Yes, you can access your super to cover dental costs for your dependents, including children and immediate or non-immediate family members.
Each superannuation fund has its own policies, so it’s best to check with your provider to ensure they allow early release for dental treatments.
If you have not yet reached your preservation age (typically between 55-60), you may need to pay tax on the amount withdrawn. It’s advisable to speak with your super fund to understand any tax implications.
Superannuation should be considered as a last resort. Explore all financial options before making a decision, as your super is intended for retirement savings.