Accessing Your Super for Dental Treatments and Dentures
Dental treatments and dentures can be costly, but everyone deserves access to essential care for their health and wellbeing. If you require dental work or dentures but are concerned about the expense, you may be eligible to use your superannuation to cover the cost.
In Australia, individuals can apply for early access to their superannuation under compassionate grounds, which includes both dental procedures and dentures necessary for overall health.
Superannuation Can Cover Both Dental Work and Dentures
Many people are unaware that early super release applies to both dental treatments and dentures. Whether you need general dental work, extractions, implants, or a full or partial denture, you may be able to access your superannuation to help cover the cost.
At Kogarah Denture & Dental Clinic, we assist patients with superannuation access for:
– Essential dental treatments (including extractions, crowns, and implants)
– Urgent dental procedures
– Dental and denture work necessary for health and wellbeing
Who Can Access Super for Dental or Denture Work?
The Australian Taxation Office (ATO) permits early superannuation access for dental and denture procedures under compassionate grounds. If you are experiencing pain, difficulty eating, or other dental health concerns, you may be eligible to apply.
To qualify, you typically need:
– A supporting letter from a dentist confirming the necessity of the procedure
– Medical evidence (if required)
– A completed application submitted through the ATO
How We Help You Access Super for Dental and Denture Treatment
At Kogarah Denture & Dental Clinic, we partner with SuperCare, a third-party service that assists patients with the early super release process. Their team helps with the paperwork and streamlines the application to improve approval chances, ensuring you can access your superannuation for dental or denture work without delays.
Our process includes:
- Assessing your eligibility for super release based on your dental or denture needs
- Helping you gather the required documents, including dentist reports
- Connecting you with SuperCare to assist with the application
Book a Consultation Today!
If you need dental work or dentures and want to find out whether you qualify for early superannuation release, our team is here to help. We can answer your questions, assess your eligibility, and guide you through the process.
Call us today or book an appointment to get started.
Patient Reviews
Don’t take our word for it, see what our patients had to say about their experience
EXCELLENT Based on 255 reviews Posted on Teddy Bear13 January 2026Trustindex verifies that the original source of the review is Google. I like to review my newly, custom-made dentures. I have been wearing them now for about a month and I have experienced no problems at all. Very well-made, very comfortable and quite natural-like, not only have the dentures restored my confidence again with smiling (as I love to smile a lot), but also, they have corrected my pronunciation of words so I can speak more clearly, than before whilst I had my natural teeth. The best thing of all, is having my confidence to enjoy a variety of foods without the restrictions of missing teeth. :-) George's vivacious personality, care and dedicated team spirit is the Clinic's asset for he is meticulous in his craft and I must admit I was pleasantly surprised to the level of comfort as a new-wearer of prosthetics (teeth) where I have experienced no discomfort at all. The only downside is the cost involved, both in having the dentures made, and for their maintenance- that is the only setback; otherwise, overall the BEST service and WONDERFUL dentures that money can buy! :-) I particularly adore the professionalism, knowledge and extensive care to attention of Maria (the Clinic's Denture Nurse), she is such a lovely and well coordinated fellow. Among the clinic's other team members who all play a pivotal role in their duties and responsibilities. I score Kogarah Denture Clinic 5 ***** for a great effort in my custom-made dentures both with the high quality of materials used, the comfort of the prosthetics and the overall service. I most certainly recommend Kogarah Denture and Dental Clinic for all your oral needs; especially for dentures! Truly, I feel blessed having met George and Maria, in taking care of my oral needs and restoring my confidence back with my dentures! THANK YOU most kindly! :-) ____________________ Now, I would like to continue my review for their Dental Services: My oral care is with Dr Victor Lee. Honestly, from the bottom of my humble heart-this dentist is superb! His level of degree of compassion, expertise, well mannerisms and delightful attitude is the Clinics "pride and joy". I am looking so much forward to my next clean! I had a rather distasteful dental experience a few weeks prior with Refresh Dental Care (located in Miranda); where the dentist poorly managed my oral care (caused two dental spurs from extracting my wisdom teeth and very poorly cleaned my teeth), apart from that he displayed overall an obnoxious and quite rude attitude which made me feel insignificant and quite scared as a result. However, after seeing Dr V Lee, not only (to my amazement) with the two surgical procedures left me with ZERO pain thereafter; yet the entire dental experience was pleasant. I have a phobia with dentists, yet, ever since receiving such compassionate and warm care from Dr V Lee, 100% my confidence has returned. I tell you the man has "blessed hands". Glory to God! I strongly recommend Dr V Lee from Kogarah Denture and Dentist Clinic. All the staff are professional, caring and provide a friendly service. I score the dentist for his professionalism 5 *****, the practise also 5 ***** and the costs involved reasonable. Thank you so much for taking care of my oral needs. I definitely and strongly recommend the practise. Warmly delighted!! Thank you. :-) In Christ, Gregory DeanPosted on Christine Mannes17 December 2025Trustindex verifies that the original source of the review is Google. Kpgarah denture and Dental clinic got the wprk done quickly and before Christmas. I am extremely happy with new smile . I have upper and lower partial dentures and they feel great . I can eat well and dont realuse i have them in . Id l I’ll to thank George and staff especially Maria at the ftont desk that is very helpful and welcoming. I now have total confidence back as I'm no longer afraid to talk to people and worrh about them noticing all my gaps . I highly recommended this clinic to anyone looking for the best at an affordable price !!!Posted on Claudette16 December 2025Trustindex verifies that the original source of the review is Google. After seeing my friends teeth that George and his team made, I can certainly say that George is the best making my dentures look so real and natural. I never knew my friend had dentures until she told me after I told her how beautiful her teeth look. I was highly recommended by my friend and I would also highly recommend anyone else who is looking for the best in any area of dental Thankyou to everyone at Kogarah Denture and Dental Clinic for being caring, professional and giving me the bestPosted on Paul M4 December 2025Trustindex verifies that the original source of the review is Google. The absolute best dental clinic.... EVER!! All of the staff are empathetic, knowledgeable and treat you like a human. I cannot recommend Victor (Dentist) George (Dental Prosthetist/Technician) and Melanie (Dental Technician) enough. Absolute legends!!!!!! Also Maria the practice manager is a pleasure to deal with and always makes sure that you receive the best service. I have always hated the dentist office but now I'm happy to visit the dentist office no matter the procedure and know that I am in good hands.... Thank you KDDC Team!!!Posted on Clay Griffith4 December 2025Trustindex verifies that the original source of the review is Google. Fantastic exceptional what a man!!! What a magician after a old footy injury George has worked his magicPosted on Glenda Kelly25 November 2025Trustindex verifies that the original source of the review is Google. I never thought I would smile walking through a dentists door, George and his fantastic team made that happen. I'm a child and adult of "the devil" controls the dentist chair. George has compassion, understanding, excellent qualifications and is funny 😁 while being incredibly professional. Walk though the door to a bright wonderful smelling, clean and inviting reception. George and his lovely and professional staff will look after you. I wish I had found them years ago.Posted on Irena Stanojevic25 November 2025Trustindex verifies that the original source of the review is Google. Dr George Georgiou and his team at Kogarah Denture & Dental Clinic deserves every bit of praise. As a first-time denture user, I was nervous and unsure about the whole process, but the team made everything easy, comfortable, and surprisingly enjoyable. They explained every step clearly, were patient with all my questions, and made sure the fit was absolutely perfect. The level of care, precision, and kindness they showed truly exceeded my expectations. I walked out feeling confident, comfortable, and so grateful. Highly recommend them to anyone needing dentures for the first time—it’s hard to find service like this at a reasonable price in Sydney anywhere.Posted on Sharron Hartley17 November 2025Trustindex verifies that the original source of the review is Google. Thankyou so much for your guidance along the denture process and your expert advice love my denture it's better than I imagined your a true professional sharron.Posted on Nick Vasilevski2 October 2025Trustindex verifies that the original source of the review is Google. My mum had an excellent experience at Kogarah Denture and Dental Clinic. From the moment we walked in, we were greeted with kindness and professionalism. The staff made us feel comfortable and well taken care of throughout the entire process. George took the time to listen to my mum’s concerns, explained her options and ensured the fit and appearance of her dentures were just right. His attention to detail and genuine care for his patients really stood out. The final result was natural-looking, comfortable dentures that have given my mum a beautiful smile.Posted on Dianne Hamilton11 August 2025Trustindex verifies that the original source of the review is Google. I had an amazing experience with Kogarah Denture and Dental Clinic. George listens and communicates every step of the way, he is passionate about delivering the very best results, he’s is a perfectionist. Maria on reception is so warm and welcoming, you immediately feel at ease. They are a great team. I couldn’t be happier with my choice of practitioner or with my results. Thank you so very much!
Superannuation Payments FAQs
All Australian citizens and permanent residents may apply for early super release on compassionate grounds to cover medical or dental treatments.
Yes, you can use your super to pay for eligible dental treatments. Our team can assist you in the application process.
Yes, you can access your super to cover dental costs for your dependents, including children and immediate or non-immediate family members.
Each superannuation fund has its own policies, so it’s best to check with your provider to ensure they allow early release for dental treatments.
If you have not yet reached your preservation age (typically between 55-60), you may need to pay tax on the amount withdrawn. It’s advisable to speak with your super fund to understand any tax implications.
Superannuation should be considered as a last resort. Explore all financial options before making a decision, as your super is intended for retirement savings.